Housing Benefit
If you’re on a low income, you may be entitled to a reduction in the amount that you pay in rent. This is called Housing Benefit, and you can apply if you rent property from the Council, Orkney Housing Association or a private landlord.
How Much Benefit Can I Receive?
The amount of any benefit you receive will depend on factors such as your income and savings, your age, the size of your household, whether any household members are disabled and the amount of rent that you pay.
You can get an estimate of the benefits, tax credits or pension that may be available by visiting the Directgov website, available through Related Sites on the left of this web page.
Benefits and Joint Income
If you receive Income Support, Income Based Jobseekers Allowance, or the guarantee element of Pension Credit, you may be eligible for the maximum amount of housing benefit.
If you don’t receive any of these benefits, but have low earnings, you might still qualify for some housing benefit. But usually, your savings must be less than £16,000.
If you are married, or live together as husband and wife, you will be assessed on your joint income.
Home Sharing and Joint Responsibility
You might also qualify for a reduction if there’s another adult, other than your partner, living in the household.
If you have a joint responsibility to pay the tax with someone other than your partner, perhaps with a brother or sister, you can apply separately for a reduction.
Welfare Reforms
Cuts to government spending cuts will also affect welfare benefits such as Housing Benefit. Most of these changes will not be introduced until 2013 but some will take place earlier. From April 2011 the excess Local Housing Allowance of up to £15 per week for those renting in the private sector will end and the rates of Local Housing Allowance paid to those renting in the private sector may also be reduced. From January 2011 single Housing Benefit applicants aged under 35 years will also have their benefit reduced to what is called the "Single Room Rate".
